Student Lending Center
Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)
In repayment or grace on one or more outstanding private student loans. All loans being refinanced must be post separation from school. Debt must have been incurred for flight training purposes. Must have obtained a Commercial Pilot License or Airline Transport Pilot License in order to qualify.
Able to meet American Airlines Federal Credit Union's standard underwriting criteria (a cosigner may be necessary and may also help you qualify for a lower rate)
At least the age of majority in your state of residence. Please note, in most states, you must be at least 18 years old. You must be 19 years old in Alabama. You must be 21 years old in Mississippi and Puerto Rico. If you are not the age of majority in your state you may qualify with a cosigner who is or other unique circumstance that would allow you to qualify.