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American Airlines FCU

Student Lending Center

Pilot Loan Refinance

This solution is designed to help pilots who have obtained their license and are still paying for their flight training.

Should I refinance my pilot loans?

Refinancing your flight training loans could help you lower your rate, adjust your payment or pay them off sooner. Proof of your Commercial Pilot License or Airline Transport License is required.

Current Rates

Variable Rate Solution

Variable Rate icon

As rates rise and fall according to the market index, your monthly payment may change over time. Learn More

5-year Repayment Term: 6.99% - 11.24% APR^†

10-year Repayment Term: 7.24% - 11.49% APR

15-year Repayment Term: 7.99% - 12.24% APR

Borrow up to $125,000.

Fixed Rate Solution

Fixed Rate icon

Get a fixed monthly payment with a rate that doesn't change over time. Learn More

5-year Repayment Term: 4.74% - 8.99% APR^†

10-year Repayment Term: 5.74% - 9.99% APR

15-year Repayment Term: 6.49% - 10.74% APR

Borrow up to $125,000.

Apply

Important Disclosures and Rate Details

Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.

Do you or a family member have traditional college loans from a completed degree program? Check out our Student Loan Refinance solution for education financed with other lenders.

Eligibility Requirements

To be eligible for our Pilot Loan Refinance, you must have your Commercial Pilot License or Airline Transport License and be a member of American Airlines Federal Credit Union before applying. Be sure to review all eligibility requirements.

Typical Online Application and Funding Steps

Before you apply, make sure you have your Commercial Pilots License or Airline Transport License.

Step 1

Initial Credit Application Started

Step 2

Document Submission And Verification

Step 3

Loan Processing and Finalization

Step 4

Loan Disbursement To Your Original Lenders

Start Your Application

Personalized Support

Contact Support

Speak with a knowledgeable representative about application questions or your existing loan with us. For 24/7 assistance call 844-658-4587.

Manage Your Account

Make A Payment

Log in to view your account balance and make a payment. Note that University Accounting Service (UAS) is the loan servicer for your account.

Finish An Application

Log in to finish an application that you have already started, upload supporting documents, and complete the lending process.

Inquire about your loan balance or make a payment:

877-530-9782

Make payments by mail:

University Accounting Service, LLC.
PO Box 5879
Carol Stream, IL 60197

Reach us by mail regarding our Student Choice solution:

American Airlines Federal Credit Union
c/o Credit Union Student Choice
1001 Connecticut Avenue NW
Suite 1001
Washington, DC 20036

For additional contact options, please visit: aacreditunion.org

* Subject to credit qualification and additional criteria.
† APR = Annual Percentage Rate